Who are we?

David Allen Financial Management Limited provides Independent Financial Advice on all aspects of your financial planning whether personal or corporate.

We can complement the services you already receive from your other professional advisers such as your accountant, solicitor, bank or insurance broker.

Our advice process includes a fee free initial consultation without obligation.

At David Allen Financial Management we believe in forging lasting relationships with our clientele in the same manner as you would with your family solicitor or accountant. Only with regular communication can we engender our key objectives of Trust, Integrity and Confidence, qualities that we believe to be absolutely essential when advising our clients on aspects of their personal and corporate financial planning. To this end we believe in providing one point of contact for all the advice you receive from David Allen Financial Management, with adequate support services for administrative enquiries.

At David Allen Financial Management we offer our services on either a Fee or Commission basis to suit your requirements and we have capped our commission rates at a level which is in most cases significantly lower than could be achieved through the various product providers.

This ensures that you, our client receive suitable advice without any concern that products may be sold on the basis of which pays the most commission. All commission is disclosed prior to the application stage.

For full details please read: Key Facts - Cost of Our Services

Where are we?

David Allen Financial Management are a local practice based in the popular village of Dalston, just a 5 minute car drive from Carlisle, in easy reach of the M6 (junction 42) and West Cumbria (A595) Directions to the office

What do we do?

David Allen Financial Management provides Independent Financial Advice on all the following services (list not exhaustive)

Personal

• Individual and Family Protection - Level Term Assurance, Decreasing Term Assurance, Family Income Benefit, Whole of Life Insurance, Income Protection (PHI)
• Pension Planning - Personal Pensions, Retirement Annuity Contracts, Pension Transfers
• Investments (Onshore & Offshore) - Investment Bonds, ISAs, PEP transfers, Unit Trusts, Investments Trusts, OEICs, Venture Capital Trusts, Enterprise Investment Schemes
• Post Retirement Planning - Income Drawdown, Phased Retirement, Annuities
• Mortgages and Re-mortgages - Including Foreign Mortgages & Mortgage Protection
• Inheritance Tax Planning - Discounted Gift Trusts, Loan Trusts, Whole of Life Insurance, Will Trust Planning in conjunction with Investment Bonds

Corporate

• Self Invested Personal Pensions (SIPPs)
• Small Self Administered Schemes (SSAS)
• Shareholder/Partnership Protection - including trusts
• Employee Death in Service Schemes
• Group Personal Pensions
• Key Person Insurance
• Corporate Investment

Why Independent Advice?

Rather than being tied to just one or only a small number of companies, the Financial Advisers at David Allen Financial Management, research the whole market place to select the product to meet your needs. This means that we are working for you the client to provide the most appropriate solution to match the established requirement. Further, David Allen Financial Management does not work from a panel of products and providers as some Independent Advisers do. We believe this gives us the freedom to react quickly to a changing market place, without the lengthy process often needed to introduce new products to a restrictive panel.